The year is 2035. You wake up and check your finances through a voice activated digital assistant, who appears as a hologram of Elvis. After being authenticated via voice and fingerprint biometrics, the late King of Rock and Roll – who would have been 100 – provides a snapshot of your spending, savings, and investments in a personalized dashboard containing all your accounts and financial data in one place. As futuristic and fanciful as this may seem, this is how banking in just over a decade could – and arguably should – look and feel. This fantasy might become a reality by investing smartly in the right areas and harnessing emerging technologies’ power. A world of frictionless, integrated, and highly personalized experiences is within reach.
